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💳 Smart Tips for Using a Credit Card Wisely! 💡 Having a credit card can be a game-changer—if you use it right! Here’s how to make the most of it: ✅ Spend within your means – Treat it like cash, not free money. ✅ Pay on time – Avoid late fees and boost your credit score. ✅ Maximize rewards – Choose a card that gives you perks on what you love. ✅ Keep your balance low – Aim to pay in full to avoid interest charges. Looking for a rewarding credit card? Check out the UnionBank Rewards Visa! 🎉 ✨ E
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