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Scrubs absolutely nailed the chaos of trying to afford medical care in the United States without health insurance. In the U.S., the average individual health insurance premium is roughly $450–$600 per month depending on the plan and state. And even with insurance, you’re usually still dealing with deductibles, copays, and surprise bills. A typical emergency room visit can cost $1,500–$3,000 without insurance for a non-life-threatening issue. If you do have insurance, you might still pay $50–$500
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