When an account has no beneficiary and isn’t owned by a trust, it becomes part of your probate estate. That means a judge controls what happens next. Your family can’t touch the money even if they desperately need it to pay bills, funeral costs, or the mortgage. The fix is simple: Put everything in your Trust If you have older parents - be sure to talk to them about this during the upcoming holidays Otherwise, you and your siblings will be scrambling | Chanise Anderson Wealth & Asset Protection
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