How Dave Uses AI to Approve Credit Without a FICO Score ⚡️
1:01
YouTubeBenzinga
How Dave Uses AI to Approve Credit Without a FICO Score ⚡️
Jason Wilk, CEO of Dave (NASDAQ: DAVE), explains how the fintech company has been an early adopter of AI, using it since 2019 to pioneer cash flow-based underwriting — a model that’s changing how short-term credit is approved. Instead of relying on traditional FICO scores, Dave uses AI and cash flow data — analyzing factors like income ...
1.4K views1 week ago
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