Economics Help for High School & IB on Instagram: "Ok so technically commercial banks set their own reserve ratios too, they just need to be above that of the minimum which is imposed by the central bank so commercial banks don’t actually have a 0% reserve ratio I think but still. #economics #economy #ibeconomics #economicstudent #ibdp #economistsofinstagram #macroeconomics #microeconomics #economicsmemes #finance"