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Understanding the Residence Nil Rate Band for Inheritance Tax

Want to know how to save inheritance tax and make sure more of your hard-earned money passes to the people you care about? Let’s break down three super effective, totally HMRC-approved strategies that many people don’t even realise they can use. 1. Use your annual gift allowance Every tax year, you can gift up to £3,000 without it being added back into your estate for inheritance tax. You can split it between people, carry forward last year’s unused allowance, and it’s one of the simplest ways t