We model non-bank entry into fixed-income markets and state-dependent liquidity. Non-bank financial institutions improve ...

Privacy-enhancing technologies (PETs) could offer solutions to safeguard end-user privacy and meet rigorous data protection ...

The Bank of Canada is using an enhanced dataset that tracks the stock of outstanding mortgages and home equity lines of ...

We’re taking steps to better understand the impacts of climate change on the economy and to reduce our environmental footprint.

We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

How often does the cashier just hand over the debit machine when you pay for your morning coffee? Some even seem surprised if you give them cash. Last year in Canada, people used cash for only 1 in 3 ...

Over the years, the Bank of Canada has adjusted the way it sets its key interest rate. Following is a brief history of the key rate from the Bank’s founding in 1935 until the present. The original key ...

Learn about the publication of, and calculation methodology for, the foreign exchange (FX) rate data on the Bank of Canada’s website. All FX rates are published as the number of Canadian dollars ...

Trade is dominating the news these days. With the barrage of headlines and the talk about protectionism and tariffs, it’s easy to forget that much of our economic growth and prosperity comes from ...

You’re not the only one who cares about your wages. At the Bank of Canada, we care about them a lot too. Your wages affect both your standard of living and the bottom line of the company you work for.

Information about the role of emergency lending assistance in recovery and resolution, and about its terms and conditions, eligibility criteria, management, and relationship to the standing liquidity ...

We are all better off if the financial system can weather a storm or two. And every one of us plays a role in keeping it that way. We rely on our financial system whenever we take out a loan for a ...