So you're at work one day and you're talking to your colleagues in that professional, polite, kind of buttoned-up voice that people use when they're doing professional work stuff. Your mom or your ...

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David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Wrongful dishonor is a bank's failure to honor a valid check or draft when sufficient funds ...