Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Discover how much you need to retire early and smart investment strategies to achieve it. Click for more on a strategy and ...

Understand what the current ratio measures, why it matters, and how to use it to assess and improve short-term liquidity.

Learn to evaluate investment managers with the up-market capture ratio, a key tool assessing performance against an index when markets rise. Master its calculation now.

Learn how to calculate the present value of various bond types using Excel, including zero-coupon, annuities, and continuous compounding bonds, for informed investing.