GPT-5 now offers four different modes. You can still choose Auto to let ChatGPT determine how to respond. New choices add complexity to a model that was supposed to be simple. With the recent ...

Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account. See how variable life insurance policies compare with whole life ...

Interest on variable interest rate loans move with market rates; interest on fixed rate loans will remain the same for that loan's entire term.

Tooth discoloration is when the color of your teeth change. Learn what causes tooth discoloration, how to prevent stains, and explore whitening options. Get expert dental tips and advice from WebMD.

Using a VPN, or virtual private network, is one of the best ways to protect your online privacy. We review dozens every year, and these are the best VPNs we've tested.

IAMs like the DICE and RICE models serve as backbone tools in climate economics, combining geophysical, economic, and policy variables to simulate outcomes and guide choices.