New Jersey law requires all drivers to carry auto insurance. In 1992 the state established the New Jersey Personal Automobile Insurance Plan (NJ PAIP) to help high-risk drivers who have been unable to ...

Teen drivers pay three times more for car insurance than middle-aged drivers. And men pay 6% more for car insurance than women. A 16-year-old driver pays $613 for full coverage insurance, on average.

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

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