Ryah Cooley Cole is an award winning writer and a high school English teacher based on the Central Coast of California. She is most interested in bringing diverse stories to her readers and students.

Brandon Galarita is a freelance writer and K-12 educator in Honolulu, Hawaii. He is passionate about technology in education, college and career readiness and school improvement through data-driven ...

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Private mortgage insurance is required for conventional mortgage borrowers whose down payment is less than 20% of the home price. PMI can be removed once you achieve ...

Buying a new home comes with many additional costs — one being private mortgage insurance (PMI) for home purchases with less than a 20% down payment on a conventional loan. This insurance protects the ...

As a project manager, obtaining a professional certification validates your knowledge and skills. It can also help you stand out to employers and earn a larger salary. In the project management field, ...

Private mortgage insurance (PMI) is an extra monthly fee that you pay on a conventional mortgage if you put less than 20 percent down. PMI must be terminated at a certain point in your loan term or ...