There is no right number of credit cards to own, but in general, most people should consider having at least two in case of emergencies or fraud. Having multiple credit cards helps reduce your ...

Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you have on your revolving credit accounts by your total credit limits you have on ...

Ann Geier, RN, MS, CNOR, CASC, is senior vice president of operations for Ambulatory Surgical Centers of America. Q: How do we calculate our ASC’s OR utilization costs and what is one thing we can do ...

Jeanette Mack from Navy Federal Credit Union is here to explain what a credit utilization ratio is and how you can use it to your advantage.