Starting the first Monday of June with a certificate of deposit might be one of your smartest financial moves this month. Today's top CDs offer guaranteed returns of up to 4.35% APY across various ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

The Fed is likely to cut rates on September 17. Locking in a 6-month CD now before rates start to drop could prove to be a ...