When planning for retirement, you need to account for the value of any annuities that you own. Trouble is, there’s not just one value of an annuity—there are two: present value and future ...

Microsoft Excel's spreadsheet design allows you to quickly calculate values separated into two columns and replicate this calculation without having to manually recreate the formula for each row ...

That sum equals the intrinsic value of the stock. The picture below shows one example using a 20-year span, a discount rate of 10%, and a flat dividend of $0.50 per share.

Calculate the present value of each year's cash flow by dividing by (1 + discount rate)^number of years. Sum all present values to find the total value of projected cash flows, which in this ...

The formula to calculate the sum in this case would be =B1+C4+C8. ~To calculate the average of the values in cells B1 through B4, you need to add and then divide the total by the number of values ...