If your investments in mutual funds are through the SIP route, then calculating the returns that your investments have earned may not be as simple as calculating the returns from a lump sum ...

Systematic Investment Plan (SIP) is one of the popular and disciplined ways of investing in mutual funds. SIP allows you to invest a fixed amount, which can be a small portion of your regular income ...

But Microsoft Excel makes it easy. Using the Extended Internal Rate of Return (XIRR) function, you can calculate returns from any investment where there are multiple inflows or outflows.

If your expected return on the individual investments in your portfolio is known or can be anticipated, you can calculate the portfolio's overall rate of return using Microsoft Excel.