In the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a ...

Credit is a financial tool that allows people to borrow money or access goods and services before paying. In today’s world, credit is used for just about everything. From large-scale purchases such as ...

Some people doggedly pursue a perfect credit score: an 850. But they shouldn't. In this stock image, a bullseye is pictured. Getty Images April 13, 2014— -- There are some people in life for whom ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

When applying for a personal loan, lenders don’t just look at your income—they also focus on your credit score. This number serves as a financial report card, telling lenders how reliable you are when ...

If your credit score is on the lower side, you could be paying a "subprime tax" that adds up to more than $100,000 over the course of your life, according to a Bankrate study. The study found that ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

New York (CNN) — Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The ...