Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Forbes contributors publish independent expert analyses and insights. Writes about the future of finance and technology, follow for more. Banks used to wait for customers to come to them—now they meet ...

Embedded finance integrates financial services like payments, lending, banking, and insurance directly into non-financial digital platforms. Businesses use embedded finance to improve customer ...