Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.
Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.
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What an 850 credit score really gets you

Reaching an 850 credit score, the highest possible in the FICO scoring system, might seem like a ticket to unlimited ...
A good credit score is earned, not bought. It rewards financial discipline—timely repayments, low utilisation, and mindful ...
There are many benefits that come with a good credit score: better rates on car and homeowners insurance, more housing options, and the ability to snag credit cards with the best rewards, just to name ...
Minnesota residents have the highest average credit score in the country, according to a new report by Motley Fool Money, a personal finance website. The average credit score nationwide for 2025 is ...
NEW YORK (AP) — Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total ...
Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.
A strong credit mix of loans and credit cards enhances your credit score, showcasing responsible financial behaviour and ...
Fannie Mae's credit scoring change could open up property loans to more Americans, but experts say risks remain.