A 0% intro APR credit card can be a financial blessing or a debt trap. Here's what to avoid so you actually get ahead, not fall further behind.

Zero percent APR cards generally offer promotional periods, typically between 12 and 21 months, during which no interest is charged on your qualifying balance. Many people use 0 percent APR cards to ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...