A certificate of deposit (CD) is a type of savings account offered by banks and credit unions. You deposit your principal into an account for a predetermined period of time, and receive a fixed ...

With interest rates on the decline, now's a smart time to lock up your money in a CD. Learn the pros and cons of 6-month CDs ...

Once your CD matures, you’ll receive your final interest payment and the return of your original deposit. However, taking the money out is only one of your options, so it’s important to understand the ...

A bump-up CD is a savings account with a specified maturity date and a stated rate of interest that gives you the option to ...

Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. The latter have ...

Many people use certificates of deposit (CDs) as a safe, predictable way to grow their savings. But what do you do when your CD matures? You’ll enter a short grace period where you can withdraw your ...

The days of earning 5% or more on nearly risk-free certificates of deposit (CDs) are coming to an end, but for some, they could be ending even sooner than expected as banks and other financial ...

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Every week, Allworth Financial’s Amy Wagner and Steve Hruby, CFP®, answer your questions. If you, a friend, or someone in your family has a money issue or problem, feel free to send those questions to ...

These days, it has become very easy to watch your favorite movies and listen to top songs anytime, anywhere you want. There are music streaming platforms like Spotify where you can listen to your ...

The Federal Reserve meet on December 17-18 to determine if they need to cut rates for a third time this year. They previously met in November, where they cut rates by 25 basis points, or 0.25%. In a ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. This is a real concern for savers, particularly for those with CD ...