WSJ | Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Variable life insurance is a form of permanent life insurance, which is intended to last for a lifetime. As with other forms of life insurance, a variable life policy represents a contract between an ...

Permanent life insurance policies generally grow cash value that you can borrow from or withdraw for any reason. The way the cash value grows depends on the type of life insurance policy. The cash ...

Is variable life insurance expensive? Maybe, maybe not. Let’s approach this objectively. Variable life comes in two basic flavors: variable whole life and the much more prevalent variable universal ...

Variable life insurance is a type of permanent life insurance that provides lifelong coverage and includes an investment component that allows the cash value to grow over time. It offers a way to ...

The largest life insurance company in the U.S. is New York Life, which, as of 2025, holds 7.4% of the market, followed by Northwestern Mutual (6.75%), Metropolitan ...

Founded in 1868, Pacific Life is a financial services company that sells life insurance, annuities and employee benefits. Currently, it has $1.5 trillion of active life insurance policies. As of the ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...