Quick Read TSP is the critical third leg for federal employees after FERS pensions (averaging 30% of pre-retirement income) ...

In retirement, people have to decide how they want to spend that TSP because they have a lot of choices," said Tammy Flanagan ...

In a down market, this means you’re forced to sell your C and S fund stocks at a loss just to get the cash you need for ...

Pension gap reality: FERS pensions average just 30% of pre-retirement income, far below the 60%-70% many expect, increasing reliance on TSP and Social Security. Rule changes ahead: 2026 SECURE 2.0 ...

Federal employees receive a retirement benefit package that includes a pension, a tax-advantaged savings plan and Social Security. But many do not fully understand how these benefits work, and that ...

With additional education, broader allocation strategies may enter the conversation, allowing individuals to evaluate how ...

Civilian federal employees and uniformed service members will soon be able to convert their pre-tax Thrift Savings Plan balances to Roth accounts without leaving the plan. The Federal Retirement ...

Throughout this year of VERA, VSIP, RIF, DSR, and the new one, DRP 1.0 and DRP 2.0, many employees are trying to hurry up and learn what it takes to retire. This is an update to an article I wrote ...

A federal employee with 28 years of service and a $92,000 salary will receive a pension closer to $28,000 a year under the FERS formula, well below the 60% to 70% of pre-retirement income many workers ...