Discover the ins and outs of converting an annuity to a Roth IRA. Understand this conversion's steps, benefits, drawbacks, ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping at least ...

Setting up a Roth IRA is easy. Make your monthly Roth IRA contributions automatic, and reinvest any dividends received. Importantly, stay the course and don't withdraw any money early. Can you become ...

SMB owners are responsible for their own nest eggs. Which retirement account should they choose? Compare the pros and cons of traditional and Roth IRAs.

Given the number of rules surrounding Roth IRAs, sometimes it may be hard to separate fact from fiction. Roth IRAs aren't just for young workers. Regardless of age, a Roth can benefit anyone's ...

If you're in or nearing retirement, a Roth conversion might be the most powerful tool you're not using — or not using correctly. A Roth conversion done right can dramatically lower your lifetime tax ...

In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers five questions on Roth IRA conversions. Joy Taylor: No. Traditional IRA owners who are 73 and older must ...

When it comes to retirement planning, the best strategy is uniquely different for every person and the process can be confusing. That’s why there are so many financial planners out there. However, ...