Rising loss potential, AI-driven threats and legacy tech exposure are forcing insurers and buyers to rethink cyber limits, ...

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Budget and staffing cuts to U.S. government disaster-response and climate-monitoring programs – with more gutting proposals on the way – have insurance leaders and consumer advocates warning of grave ...

Transferring Risk With Contracts, Insurance Coverage and Sometimes, Litigation A recent decision from the U.S. District Court for the Eastern District of New York illustrates an effective approach for ...

When you purchase auto insurance, both you and the insurer conduct an analysis of each other. The insurer checks out your driving history, the car model (what safety features it has) and where you ...

If you’re rebuilding your home after a wildfire, you’ll quickly discover that regular homeowner’s insurance doesn’t fully protect a property under construction. Builder’s risk insurance can fill this ...

Discover inland marine insurance, a vital coverage for businesses transporting equipment and cargo over land, safeguarding your movable assets from loss or damage.

It's the middle of hurricane season, and meteorologists say we've been lucky so far. Of the nine named storms and three hurricanes that have formed this season, only one short-lived tropical storm has ...

Norma Nahigian's FAIR insurance didn't cover the cost of the remediation for her home. A 97-year-old California homeowner ...

Too much coverage wastes money, but too little can expose your company to claims and court awards. Here is how to calculate exactly what you need.

As has often been said with farming, “every year is different.” Many times, decisions for the current crop year are based on what happened in the previous year or two. That could be the scenario in ...