A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

The post Roth Conversions Face Shifting Tax Rules appeared first on Self Employed.

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

Converting retirement funds from a 401(k) into a Roth IRA offers the opportunity for tax-free growth and tax-free withdrawals ...

My wife and I are 70 years old. We've paid off everything, including the house. Between my pension of $29,000 and Social ...

If you’re 60 years old with $1.2 million saved for retirement in a traditional IRA, you may be starting to think about ...

A Roth IRA is the best retirement account around, according to many experts. It offers huge benefits such as tax-free income and the ability to leave tax-free money to heirs. Plus, because of its ...

Retirees with significant assets often have to plan around required minimum distributions (RMDs). If you already have ...

Investing in a Roth IRA can be a smart way to save for retirement, but enjoying the tax benefits of a Roth generally takes some patience. That’s because you fund these accounts with after-tax ...

A Roth IRA is one of the most powerful ways to build tax-free income for retirement, but understanding the Roth IRA withdrawal rules is what keeps those benefits intact. The short answer: you can ...

For anyone who's recently opened a Roth IRA, this rule will apply. Simply circle the calendar and start a countdown to avoid ...