This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

A one-time transfer outperforms an equal-installments method in most tax situations, research finds.

Converting retirement funds from a 401(k) into a Roth IRA offers the opportunity for tax-free growth and tax-free withdrawals ...

The post Roth Conversions Face Shifting Tax Rules appeared first on Self Employed.

My wife and I are 70 years old. We've paid off everything, including the house. Between my pension of $29,000 and Social ...

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

If you’re 60 years old with $1.2 million saved for retirement in a traditional IRA, you may be starting to think about ...

A Roth IRA is the best retirement account around, according to many experts. It offers huge benefits such as tax-free income and the ability to leave tax-free money to heirs. Plus, because of its ...

Retirees with significant assets often have to plan around required minimum distributions (RMDs). If you already have ...

Investing in a Roth IRA can be a smart way to save for retirement, but enjoying the tax benefits of a Roth generally takes some patience. That’s because you fund these accounts with after-tax ...

A Roth IRA is one of the most powerful ways to build tax-free income for retirement, but understanding the Roth IRA withdrawal rules is what keeps those benefits intact. The short answer: you can ...

For anyone who's recently opened a Roth IRA, this rule will apply. Simply circle the calendar and start a countdown to avoid ...