If you have your retirement savings in a traditional IRA or 401(k), you won't always have complete control over how you ...

You can't escape income taxes, but retirement savers do have some choice as to when and how you pay them.

If you don't take either RMD on time, you risk a 25% penalty on whatever funds you don't remove from your retirement account.

Knowing the right rules and strategies can help.

The government gives you a big incentive to save for retirement in a 401(k) or individual retirement account (IRA). You don't have to pay taxes on any of your contributions to those accounts in the ...

Traditional IRA owners must take required minimum distributions (RMDs) each year beginning at age 73. RMDs can be taken at any time during the year and in any pattern. There has not been much research ...

It’s not a huge advantage over a lifetime of savings, but the main advantage of delaying until later in the year is a bit of ...

If you have reached age 73, or will in the near-future, it is important to understand the regulations associated with required minimum distributions, or RMDs. If you have invested in traditional IRAs ...

Most people take RMDs toward the end of the year, which is probably better if you’re doing other things like qualified charitable distributions. First-time RMD takers can delay until April 1, but they ...

Fortunately, there’s no age restriction on converting a pre-tax retirement account to a Roth IRA. You can roll funds from a ...