As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

Tapping into your home equity offers a way to borrow money at lower rates than unsecured loans. Here's how two key options compare on costs, ...

Many households being asset-rich yet cash-poor, having potentially millions trapped in home equity while everyday costs rise ...

Three ways to access your home equity are a home equity loan, a home equity line of credit or a cash-out refinance. Tapping these funds can give you access to cash, often at lower rates than personal ...

Trump may not remove medical debt from credit reports. Should you use home equity to pay it off? Learn why it's risky, what ...

If you’re looking for flexible cash to bridge seasonality, land a contract, or fund a strategic pivot, you’ve probably looked into tapping home equity and are wondering whether it’s the right choice.

Home equity is the portion of a house that the homeowner holds outright — the difference between the house's value and the total amount they owe on the home. As their equity increases, homeowners can ...

Borrowing against the value of your home can be a smart way to cover big expenses, but only if you manage it carefully. Whether you’re renovating, paying down debt, or handling unexpected costs, the ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

A home equity line of credit (HELOC) is a financial tool that allows homeowners to leverage the equity in their home. Homeowners doubling as entrepreneurs or business owners can utilize HELOCs to fund ...

Is a home equity loan right for you? You’ve been faithfully paying your mortgage for decades, watching your home’s value climb while your loan balance shrinks. Now that you’re approaching or already ...

Your love is all I need. Beautiful and happy senior couple holding hands and smiling while spending time together outdoors. Family. Love concept. Happy moments ...