Financial challenges can damage your credit if they cause you to pay bills late or miss payments altogether. This is because your payment history accounts for 35% of your credit score. Fortunately, ...

Helping real people with real money challenges is a huge part of what our Bankrate editorial team does every day. Occasionally, we get the opportunity to talk with and help individual readers, as ...

Your credit score feels like one of those mysterious numbers that controls your financial life, but you might not know anything about improving it quickly. Can you actually boost your score in weeks ...

SEATTLE — A strong credit score is a key that can unlock opportunities, like lower interest rates and better borrowing terms. “It’s a three-digit number that determines how creditors, lenders and ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kupicoo / Getty Images Building your credit is ...

"Many people have been feeling like they're in some sort of personal financial recession for years now," says Lauren Bringle, an accredited financial counselor at credit-building platform Self ...

Of course, mortgage delinquencies can have serious consequences, including the most obvious one, foreclosure. But many homeowners also don’t realize just how damaging a single delinquency can be to ...