Planning for retirement involves making critical financial decisions, and one of the most significant is determining when to begin receiving Social Security benefits. To maximize your payments, it's ...

A record number of Americans are turning 65 each year through 2027. However, that’s not quite old enough to receive full Social Security benefits. In 1983, Congress passed a law gradually raising the ...

New Social Security rules could mean you get more—or less—in each benefit check next year. Here’s how to calculate the amount ...

As President Obama and congressional leaders continue to fight over how to reduce the federal deficit, people are concerned about what they can expect to get from Social Security. Right now, you can ...

Understanding how Social Security spousal benefits work is crucial for maximizing your family’s retirement income.

A few weeks ago, I wrote about the potential changes to federal retirement benefits that are included in proposed legislation that is moving through Congress. The key word is “proposed” because since ...

It pays to calculate RMDs (Required minimum distributions) as you approach retirement or if you are already retired. RMDs are the minimum annual withdrawals you must make each year from most ...

If you work part-time or have worked part-time under the Federal Employees’ Retirement System, that time still counts toward your retirement eligibility. You don't need to tack on extra years just ...

Understanding your full retirement age (FRA) is crucial for maximizing Social Security benefits. It marks the age at which ...