Calculating your pension accurately is a pivotal step in securing your financial future during retirement. Whether you're enrolled in a Defined Benefit or Defined Contribution Plan, understanding the ...

Factor rates are a fixed fee multiplied by the entire loan up front, which means that you’ll pay the entire fee even if you pay the loan off early To compare loans with traditional interest rates and ...

Social Security is typically an important part of a retiree’s income plan, so it makes perfect sense to do everything possible to maximize that benefit. For some folks, taking it early at 62 makes ...

The following article comes from the U.S. News ebook, How to Live to 100, which is now available for purchase. If you know how much money you need in the bank to comfortably retire, you're in the ...

Successfully running a small business requires a steady stream of working capital. Loans can provide the financing you need when cash reserves run low or you've earmarked your cash for another purpose ...

If you're shopping for a new or used car, you've hopefully done some calculations to figure out exactly how much car you can afford. But have you considered the cost of your auto loan? There are lots ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...