Easily calculate your true savings from a balance transfer by factoring in fees, interest, and payoff timing. Here's the math.

As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea of how APR works and what it is, you may still have questions about how it ...

If you're managing a short-term financial gap, paying interest temporarily can be OK. Calculate the costs when deciding whether to carry a credit card balance or do a balance transfer. Try to avoid ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

The average credit card APR now tops 21%, according to the Federal Reserve -- and that means hundreds or even thousands in interest if you're carrying a balance. That's why balance transfer cards can ...