If you're often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can ...

If you only pay your credit card bills on your due date, then your credit score may not be as high as it should be. Your credit utilization ratio is determined before your payment due date. Making ...

If you’re looking to improve your credit score, you’re probably wondering exactly how long does it take to improve credit score? The truthful answer might feel unsatisfying — it depends. But don’t let ...

SAN FRANCISCO (KGO) -- You get a loan and pay it back. How much, how quickly and how responsibly determines your credit score, but without a score it is tough to get that first loan. "A lot of people ...

Every American knows how critical their credit score is. Or at least, they should. A high score unlocks a whole host of financial opportunities: Lower car payments, cheaper mortgages, or even approval ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...