Unlike savings and checking accounts that allow you to withdraw funds at any time, if you withdraw money from your CD account ...

Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs). A CD is a special type of deposit account with a bank or ...

A certificate of deposit (CD) account is a popular savings tool offered by banks and credit unions that require you to lock your money away for a set period of time in exchange for a fixed interest ...

A bump-up CD allows you to increase your interest rate one or more times during the CD’s term if rates rise, typically on 2-3 year terms. Bump-up CDs typically start with APYs that are 0.10-0.25 ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

When building savings, some Americans use a ladder — a CD ladder, that is. A certificate of deposit allows you to deposit money into an interest-bearing account and lock in an interest rate for a set ...

Share certificates and certificates of deposit (CDs) are insured, low-risk investments that typically offer higher yields than regular savings accounts. While they work similarly, the key difference ...

Callable CDs may boast higher yields than a traditional CD, but the lender may “call” them back if interest rates fall ...

No-penalty CDs allow early withdrawal without fees, offering flexibility in unforeseen situations. These CDs feature lower interest rates than traditional CDs, trading higher yields for withdrawal ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...