Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

With its flexible coverage and positive customer feedback, Amica is the overall best homeowners insurance provider in our in-depth analysis of nearly 30 insurers.

Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...

Recent wildfires have reshaped California’s insurance landscape, and some Los Angeles homeowners are seeing their premiums skyrocket or are facing policy non-renewals. Wildfire survivors have also ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

Home insurance is not just creeping higher going into 2026, it is resetting the baseline for what you pay into escrow every month. As premiums climb, your mortgage servicer is recalculating how much ...