A little recent history here: The Federal Reserve jacked up its benchmark interest rate — the federal funds rate — back in 2022 and 2023, to a high of 5.25-5.5%, in a bid to fight rampant pandemic-era ...

Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

Here’s how the central bank’s latest cut will affect loans, savings accounts and investments—and what financial moves to consider Written By Written by Staff Money Writer, WSJ | Buy Side Molly Grace ...