ChatGPT is being talked about constantly, but some people might still be wondering exactly how to use it. One thing ChatGPT does really well is simplify concepts. For example, we all vaguely know what ...

In this video I will be explaining in depth, but easy to understand, each of the five factors of a credit score. How much each factor weighs on your credit score. And what the studies conclude about ...

In the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a ...

Smart people spend their earlier years, from their 30s through their early 50s, saving for retirement and working to keep their credit score high. Those who are really savvy begin saving and building ...

Credit risk assessment is largely a job for credit score algorithms, mass market models and systems that are relatively new in terms of the modern credit industry’s lifespan. The FICO score, for ...