Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

It’s a little bit odd that a number on a paper or screen can make us feel something so deep inside the pit of our stomachs, isn’t it? But that’s […] ...

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scoring models, however, there is ...

As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

VantageScore's claims of outperforming Classic FICO rely on flawed methods and biased comparisons that overstate its impact, ...

(CNN) — How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores. FICO plans to launch a suite of credit scores later this year ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

With federal pressure mounting and fintech innovations accelerating, the credit score system landlords used to know isn't the same anymore. In 2025, three big updates are changing how credit scores ...