A credit check, or credit search, gives a company access to information about you from your credit report to help them understand how well you manage your finances. Your credit report is a record held ...

A credit report or credit file is a picture of how much available credit a person has, to whom he owes outstanding loans, and how prompt he is about repaying his debts. Only federally regulated credit ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

Having a business credit file can open the doors to many financing opportunities, which is why it’s important for new businesses to open theirs as soon as possible. You can open a business credit file ...

Remember how Equifax responded to its massive data breach in 2017, the one that exposed the personal information — including Social Security numbers and birth dates — of more than 146 million ...

Seeking to put an end to, as Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra said, "background check and other consumer reporting companies creating flawed reputational dossiers that ...

If you don’t receive your second stimulus payment or if you never received the first stimulus, you will need to file a tax return to get the money. On Friday, the IRS opened up Free File, free online ...