Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...

Although Consumer Financial Protection Bureau (CFPB) priorities and mandates are undergoing shifts with the new Trump administration, the CFPB pledged in 2024 to continue its efforts to eliminate ...

DAVENPORT, Fla. – Debt collection calls are reaching new highs across the U.S. in 2025, with a significant number of those calls flagged as abusive or threatening. “We’re going to arrest you. We’re ...

US HOW TO HANDLE THOSE CALLS. YOU MAY NOT KNOW IT, BUT AS A CONSUMER, YOU’VE GOT A BOATLOAD OF RIGHTS, RULES AND REGULATIONS THAT WORK IN YOUR FAVOR WHEN DEALING WITH DEBT COLLECTORS. A VIEWER ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

After a long pandemic pause, the federal government has flipped the switch back on for defaulted student loans, and the ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

Individuals offering debt resolution services to consumers in Tennessee must first obtain a license through the Tennessee ...