Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Wyoming has the cheapest car insurance at $345 per year for minimum coverage, while Louisiana is most expensive at $3,470 for ...

John McCormick is a former deputy editor at The Wall Street Journal and has been an editor and reporter at several other media outlets, including Digital Insurance and Financial Planning, where he ...

An auto policy can cover many different risks and protect you financially Andrew Martins is an award-winning journalist who has performed thousands of hours of research on small business products and ...

Car insurance laws might let you skate by with the bare minimum -- but that doesn't mean you should. State minimum coverage is often too low to offer real protection, and if you cause an accident, it ...

Question: My car is 10 years old. Should I drop down to minimum coverage on my car insurance? Answer: The 10-year mark is a good time to reevaluate your car insurance needs, but there's more to making ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. Car ...