The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...

In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Interest rate cuts, on hold for all of 2025, could soon become a reality again. After the Federal Reserve issued three reductions in the final months of 2024, the central bank elected to pause rates ...

Every CD listed below comes from an FDIC-insured bank, so your deposits are protected up to $250,000. The best choice depends on two things -- how much you plan to invest and how long you can leave it ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. The best one-year CD rates are currently competitive with longer-term CD rates. Short-term CDs can capture higher-than-average ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years Staff Senior Editor, Buy Side from WSJ Miranda Marquit is a staff senior ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...