When you're shopping for a financial product like a savings account or CD, it can feel like you have to learn a new language to make sense of your options. Banks love to toss around terms like "APY" ...

The Federal Reserve is getting ready to cut rates for the first time this year when it meets in mid-September, which could end the nice run we've had with high-yield savings accounts (HYSAs) and ...

A few top savings accounts are still paying over 4.00% APY right now even after the Fed cut rates again. Here's how to find ...

The best CD rates today still offer up to 5.11% APY even after the Fed cut rates. Consider acting now before the next rate ...

CDs can be a smart way to grow your savings, but doing it with Chase can cost you. Check out our favorite CDs that blow Chase out of the water today.

Today's high-yield savings accounts offer some of the best rates that savers have seen in a long time. But there are a few high-yield savings accounts beginning to cross a new threshold: 5% APY or ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

The effective, or true annual rate of return. The APY is the rate actually earned or paid in one year, taking into account the effect of compounding. The APY is calculated by taking one plus the ...